Tool
Mortgage calculator
Adjust the inputs below to estimate your monthly instalment and the total cash you will need on transfer day. All figures are indicative — the rate card varies by bank, loan size, and borrower profile. Ask us for a lender-specific quote when you are ready.
Mortgage inputs
UAE Central Bank: resident first-property minimum 20 % under AED 5M, 35 % above; non-resident typically 40–50 %.
Typical 2026: EIBOR 3M + 1.2–2.0% spread ≈ 4.0–4.8%.
Estimated result
Loan amount
AED 2,400,000
Monthly instalment
AED 14,862
Total paid
AED 3,566,791
Total interest
AED 1,166,791
Upfront cash at transfer
- Down paymentAED 600,000
- DLD 4 %AED 120,000
- Brokerage 2 % + VATAED 63,000
- Trustee officeAED 4,200
- DLD admin + title deedAED 870
- Mortgage registrationAED 6,290
- Valuation feeAED 3,000
- Total cash requiredAED 797,360
Indicative only. Ask your DubaiHomes consultant for a lender-specific quote with current rate cards.
Disclaimer. This calculator is provided for guidance only and does not constitute a loan offer. The UAE Central Bank sets loan-to-value caps that take precedence over any input you enter. DubaiHomes is not a mortgage broker; our consultants can refer you to three pre-approved lending partners.